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Financial Planner Salary in Gold Coast

Finance

Financial planners help individuals and families plan their finances, investments, and retirement strategies.

Average Salary
$87,400
per year
Take-Home Pay
$68,644
after tax (no HECS)
Salary Range
$55-166k
$87K
$55K$166K

Job Market Outlook

Medium AI Risk

Mixed work with some tasks that AI can assist or automate

Balanced

Job supply roughly matches candidate availability

+12% growth

Moderate projected employment growth over 5 years

Sources: Microsoft Research 2025, Jobs and Skills Australia 2025 Occupation Shortage List

Financial Planner Take-Home Pay Breakdown in Gold Coast

Based on the average Financial Planner salary of $87,400 in Gold Coast, here's what you can expect to take home after tax, Medicare levy, and superannuation.

ComponentWithout HECSWith HECS
Gross Salary$87,400$87,400
Income Tax-$17,008-$17,008
Medicare Levy (2%)-$1,748-$1,748
HELP/HECS Repayment$0-$3,059
Superannuation (11%)+$9,614+$9,614
Annual Take-Home$68,644$65,585
Monthly Take-Home$5,720$5,465
Fortnightly Take-Home$2,640$2,523

Calculate Your Exact Take-Home Pay

Enter your actual salary to see a personalized breakdown including your specific tax situation, HECS debt, and family status.

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Your salary
$87,000
Take-home$68,644
Tax-$17,008
Super+$9,614

Financial Planner Hourly Rate in Gold Coast

Based on a standard 38-hour work week (Australian full-time hours):

Entry Level
$28/hr
Average
$44/hr
Senior
$84/hr

Frequently Asked Questions

How much does a Financial Planner earn in Gold Coast?

The average Financial Planner salary in Gold Coast is $87,400 per year, or approximately $44 per hour. Salaries range from $55,200 to $165,600 depending on experience.

What is the take-home pay for a Financial Planner in Gold Coast?

A Financial Planner earning $87,400 in Gold Coast takes home approximately $68,644 per year after tax, or $5,720 per month. With a HECS debt, take-home drops to $65,585 per year.

How much do Financial Planners make per hour in Gold Coast?

Financial Planners in Gold Coast earn approximately $44 per hour on average, based on a 38-hour work week. Entry-level rates start around $28/hour, while senior professionals can earn up to $84/hour.

Is Gold Coast a good place to work as a Financial Planner?

Gold Coast offers Financial Planner salaries around average in Australia at $87,400. The city has a cost of living index of 85 (Sydney = 100), meaning living costs are lower than Sydney.

About Financial Planner Salaries in Gold Coast

The average Financial Planner in Gold Coast, Queensland earns $87,400 per year, or approximately $44 per hour. Salaries typically range from $55,200 for entry-level positions to $165,600 for senior roles with extensive experience.

After income tax, Medicare levy, and other deductions, a Financial Planner earning the average salary in Gold Coast can expect to take home approximately $68,644 per year, or $5,720 per month.

Gold Coast is home to approximately 700,000 people and has a cost of living index of 85 (where Sydney = 100). This means living costs in Gold Coast are lower Sydney.

Key Factors Affecting Financial Planner Salaries

  • Experience Level: Entry-level positions start around $55,200, while senior roles can reach $165,600.
  • Industry: Different industries offer varying compensation for Financial Planner roles.
  • Company Size: Larger companies typically offer higher salaries and more benefits.
  • Location: Gold Coast's cost of living influences salary expectations.
  • Hourly Rate: Based on a 38-hour week, Financial Planners earn $$28-$84 per hour.

Salary data is based on industry reports, job postings, and government statistics. Individual salaries may vary based on experience, qualifications, and employer. Tax calculations are estimates for the 2024-25 financial year.