Financial Planner Salary in Adelaide
Finance
Financial planners help individuals and families plan their finances, investments, and retirement strategies.
Job Market Outlook
Mixed work with some tasks that AI can assist or automate
Job supply roughly matches candidate availability
Moderate projected employment growth over 5 years
Sources: Microsoft Research 2025, Jobs and Skills Australia 2025 Occupation Shortage List
Financial Planner Take-Home Pay Breakdown in Adelaide
Based on the average Financial Planner salary of $85,500 in Adelaide, here's what you can expect to take home after tax, Medicare levy, and superannuation.
| Component | Without HECS | With HECS |
|---|---|---|
| Gross Salary | $85,500 | $85,500 |
| Income Tax | -$16,438 | -$16,438 |
| Medicare Levy (2%) | -$1,710 | -$1,710 |
| HELP/HECS Repayment | $0 | -$2,993 |
| Superannuation (11%) | +$9,405 | +$9,405 |
| Annual Take-Home | $67,352 | $64,360 |
| Monthly Take-Home | $5,613 | $5,363 |
| Fortnightly Take-Home | $2,590 | $2,475 |
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Financial Planner Hourly Rate in Adelaide
Based on a standard 38-hour work week (Australian full-time hours):
Frequently Asked Questions
How much does a Financial Planner earn in Adelaide?
The average Financial Planner salary in Adelaide is $85,500 per year, or approximately $43 per hour. Salaries range from $54,000 to $162,000 depending on experience.
What is the take-home pay for a Financial Planner in Adelaide?
A Financial Planner earning $85,500 in Adelaide takes home approximately $67,352 per year after tax, or $5,613 per month. With a HECS debt, take-home drops to $64,360 per year.
How much do Financial Planners make per hour in Adelaide?
Financial Planners in Adelaide earn approximately $43 per hour on average, based on a 38-hour work week. Entry-level rates start around $27/hour, while senior professionals can earn up to $82/hour.
Is Adelaide a good place to work as a Financial Planner?
Adelaide offers Financial Planner salaries around average in Australia at $85,500. The city has a cost of living index of 82 (Sydney = 100), meaning living costs are lower than Sydney.
About Financial Planner Salaries in Adelaide
The average Financial Planner in Adelaide, South Australia earns $85,500 per year, or approximately $43 per hour. Salaries typically range from $54,000 for entry-level positions to $162,000 for senior roles with extensive experience.
After income tax, Medicare levy, and other deductions, a Financial Planner earning the average salary in Adelaide can expect to take home approximately $67,352 per year, or $5,613 per month.
Adelaide is home to approximately 1.4 million people and has a cost of living index of 82 (where Sydney = 100). This means living costs in Adelaide are lower Sydney.
Key Factors Affecting Financial Planner Salaries
- Experience Level: Entry-level positions start around $54,000, while senior roles can reach $162,000.
- Industry: Different industries offer varying compensation for Financial Planner roles.
- Company Size: Larger companies typically offer higher salaries and more benefits.
- Location: Adelaide's cost of living influences salary expectations.
- Hourly Rate: Based on a 38-hour week, Financial Planners earn $$27-$82 per hour.
Salary data is based on industry reports, job postings, and government statistics. Individual salaries may vary based on experience, qualifications, and employer. Tax calculations are estimates for the 2024-25 financial year.