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Financial Planner Salary in Adelaide

Finance

Financial planners help individuals and families plan their finances, investments, and retirement strategies.

Average Salary
$85,500
per year
Take-Home Pay
$67,352
after tax (no HECS)
Salary Range
$54-162k
$86K
$54K$162K

Job Market Outlook

Medium AI Risk

Mixed work with some tasks that AI can assist or automate

Balanced

Job supply roughly matches candidate availability

+12% growth

Moderate projected employment growth over 5 years

Sources: Microsoft Research 2025, Jobs and Skills Australia 2025 Occupation Shortage List

Financial Planner Take-Home Pay Breakdown in Adelaide

Based on the average Financial Planner salary of $85,500 in Adelaide, here's what you can expect to take home after tax, Medicare levy, and superannuation.

ComponentWithout HECSWith HECS
Gross Salary$85,500$85,500
Income Tax-$16,438-$16,438
Medicare Levy (2%)-$1,710-$1,710
HELP/HECS Repayment$0-$2,993
Superannuation (11%)+$9,405+$9,405
Annual Take-Home$67,352$64,360
Monthly Take-Home$5,613$5,363
Fortnightly Take-Home$2,590$2,475

Calculate Your Exact Take-Home Pay

Enter your actual salary to see a personalized breakdown including your specific tax situation, HECS debt, and family status.

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Your salary
$86,000
Take-home$67,352
Tax-$16,438
Super+$9,405

Financial Planner Hourly Rate in Adelaide

Based on a standard 38-hour work week (Australian full-time hours):

Entry Level
$27/hr
Average
$43/hr
Senior
$82/hr

Frequently Asked Questions

How much does a Financial Planner earn in Adelaide?

The average Financial Planner salary in Adelaide is $85,500 per year, or approximately $43 per hour. Salaries range from $54,000 to $162,000 depending on experience.

What is the take-home pay for a Financial Planner in Adelaide?

A Financial Planner earning $85,500 in Adelaide takes home approximately $67,352 per year after tax, or $5,613 per month. With a HECS debt, take-home drops to $64,360 per year.

How much do Financial Planners make per hour in Adelaide?

Financial Planners in Adelaide earn approximately $43 per hour on average, based on a 38-hour work week. Entry-level rates start around $27/hour, while senior professionals can earn up to $82/hour.

Is Adelaide a good place to work as a Financial Planner?

Adelaide offers Financial Planner salaries around average in Australia at $85,500. The city has a cost of living index of 82 (Sydney = 100), meaning living costs are lower than Sydney.

About Financial Planner Salaries in Adelaide

The average Financial Planner in Adelaide, South Australia earns $85,500 per year, or approximately $43 per hour. Salaries typically range from $54,000 for entry-level positions to $162,000 for senior roles with extensive experience.

After income tax, Medicare levy, and other deductions, a Financial Planner earning the average salary in Adelaide can expect to take home approximately $67,352 per year, or $5,613 per month.

Adelaide is home to approximately 1.4 million people and has a cost of living index of 82 (where Sydney = 100). This means living costs in Adelaide are lower Sydney.

Key Factors Affecting Financial Planner Salaries

  • Experience Level: Entry-level positions start around $54,000, while senior roles can reach $162,000.
  • Industry: Different industries offer varying compensation for Financial Planner roles.
  • Company Size: Larger companies typically offer higher salaries and more benefits.
  • Location: Adelaide's cost of living influences salary expectations.
  • Hourly Rate: Based on a 38-hour week, Financial Planners earn $$27-$82 per hour.

Salary data is based on industry reports, job postings, and government statistics. Individual salaries may vary based on experience, qualifications, and employer. Tax calculations are estimates for the 2024-25 financial year.