Tax & Salary Guides
In-depth guides to help you understand Australian taxation, salary calculations, and financial planning.
Budget 2026 Tax Changes — Complete Guide
The most significant tax reform in 25 years: 15% bracket, $1,000 instant deduction, CGT and negative gearing changes, Division 296 super tax. All in one place.
New 15% Tax Bracket from 1 July 2026
How the second tax bracket drops from 16% to 15% on income $18,201–$45,000. Up to $268 saved, plus WATO.
Working Australians Tax Offset (WATO)
New non-refundable tax offset worth up to $250 per year for 13M+ workers, starting 1 July 2026.
$1,000 Instant Work Expense Deduction
From 2026-27, claim a flat $1,000 work-related deduction with no receipts. Treasury estimates 6.2M workers saving an average $205.
CGT Changes from 1 July 2027
The 50% CGT discount is being replaced with cost base indexation + 30% minimum tax. What it means for property and share investors.
Negative Gearing: New Builds Only
From 1 July 2027, negative gearing on established residential property is quarantined. Existing investments grandfathered.
Division 296: The $3M Super Tax
Now law. From 1 July 2026, an extra 15% tax on super earnings attributable to balances above $3 million. Worked examples included.
Australian Tax Brackets 2025-26
Complete guide to income tax rates, Stage 3 tax cuts, superannuation changes, and how much you'll pay this financial year.
Australian Minimum Wage 2025-26
Current minimum wage is $24.90/hour. See take-home pay after tax, casual loading rates, junior rates, and wage history.
Australian Tax Offsets Explained
Understand LITO, SAPTO, and other tax offsets that reduce your tax bill dollar-for-dollar. See thresholds and eligibility.
Salary Sacrifice Guide Australia
How salary packaging works, tax benefits, and what you can sacrifice. Includes examples showing potential savings.
Contractor vs Employee: Tax Comparison
Compare tax implications, super requirements, and true take-home pay between contractors and employees.
Working Holiday Visa Tax Rates
Tax rates for 417 and 462 visa holders. 15% flat rate explained, plus how to get your super back when you leave.
Cost of Living by City 2025
Compare living costs across 12 Australian cities. Sydney, Melbourne, Brisbane, Perth and more with salary data.
Division 293 Tax: 15% Super Tax for High Earners
Complete guide to Division 293 tax on superannuation. Understand the $250k threshold, calculation, and strategies to minimise your tax bill.
How Much Super Should I Have By Age?
Superannuation benchmarks for every age from 25 to 65. Find out if you're on track for a comfortable retirement.
Calculators & Tools
Calculate your take-home pay after tax, super, and deductions
See your HECS/HELP repayment rates and annual obligations
Calculate employer super contributions and salary sacrifice
Calculate Medicare levy and surcharge based on income
Compare cost of living and salaries between Australian cities
Find out if your salary is good compared to other Australians
Calculate Your Take-Home Pay
Use our free salary calculator to see exactly how much you'll take home after tax.
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