RealPay

Tax & Salary Guides

In-depth guides to help you understand Australian taxation, salary calculations, and financial planning.

Australian Tax Brackets 2025-26

Complete guide to income tax rates, Stage 3 tax cuts, superannuation changes, and how much you'll pay this financial year.

Tax BracketsStage 32025-26
February 2026

Australian Minimum Wage 2025-26

Current minimum wage is $24.90/hour. See take-home pay after tax, casual loading rates, junior rates, and wage history.

Minimum WageFair Work2025-26
February 2026

Australian Tax Offsets Explained

Understand LITO, SAPTO, and other tax offsets that reduce your tax bill dollar-for-dollar. See thresholds and eligibility.

LITOSAPTOTax Offsets
February 2026

Salary Sacrifice Guide Australia

How salary packaging works, tax benefits, and what you can sacrifice. Includes examples showing potential savings.

Salary SacrificeTax SavingsPackaging
February 2026

Contractor vs Employee: Tax Comparison

Compare tax implications, super requirements, and true take-home pay between contractors and employees.

ContractorEmployeeABN
February 2026

Working Holiday Visa Tax Rates

Tax rates for 417 and 462 visa holders. 15% flat rate explained, plus how to get your super back when you leave.

Backpacker Tax417 Visa462 Visa
February 2026

Cost of Living by City 2025

Compare living costs across 12 Australian cities. Sydney, Melbourne, Brisbane, Perth and more with salary data.

Cost of LivingCity ComparisonAffordability
February 2026

Division 293 Tax: 15% Super Tax for High Earners

Complete guide to Division 293 tax on superannuation. Understand the $250k threshold, calculation, and strategies to minimise your tax bill.

Division 293High IncomeSuperannuation
February 2026

How Much Super Should I Have By Age?

Superannuation benchmarks for every age from 25 to 65. Find out if you're on track for a comfortable retirement.

SuperannuationRetirementBenchmarks
January 2025

Calculate Your Take-Home Pay

Use our free salary calculator to see exactly how much you'll take home after tax.

Use Free Calculator